She Strengthens

The Shocking Reality of Moving to a Major City

From Small Town to Big City: A Financial Wake-Up Call

My cost of living has skyrocketed since making the impulsive decision to leave my quiet college town and move to Seattle, Washington. What was once a comfortable $550/month rent suddenly tripled, and I was caught off guard. The extra year I spent in my college town after graduating gave me a false sense of financial security, and I underestimated the cost of living in a major city.

Financial Screw-Ups and Lessons Learned

Over the past year, I’ve made mistakes that I’m still not proud to admit. I’ve cried over my bank account more times than I can count, and I’ve had to seek advice from financial experts, friends, and family. But through it all, I’ve learned valuable lessons that I wish I knew before making the move.

Save More Than You Think You Need

Before moving, I thought saving a few grand would be enough. But after factoring in the cost of moving, new expenses, and unexpected costs, I was left with barely $100. Don’t make the same mistake. Save at least an extra thousand dollars on top of your estimated costs to account for the unexpected.

Be Honest About Your Finances

I underestimated the cost of living in Seattle, and it was a harsh reality check. Everything is more expensive, from rent to groceries to entertainment. Be honest with yourself about what you can afford, and prioritize your spending.

The Power of a Side Hustle

I was ashamed to admit that I still nanny on the side, but it’s a reality for many people in expensive cities. Don’t be afraid to take on a side hustle to supplement your income. It may not be glamorous, but it can help you stay afloat financially.

Learning to Say No

As an extrovert, I love going out and socializing, but when your bank account is running low, you have to learn to say no. It’s hard, but it’s necessary. Start implementing money-saving habits now, so when your finances settle, you’ll have a budget in place.

It’s Not Forever

I thought I’d never recover from my financial struggles, but I adjusted and figured it out. Remember that your financial situation is not permanent. Keep working towards your goals, and don’t be afraid to ask for help when you need it.

By sharing my experiences, I hope to help others avoid the same mistakes and adjust to the realities of living in a major city. It’s not easy, but with time, patience, and perseverance, you can thrive in your new environment.