She Strengthens

Breaking Free from Financial Anxiety

As someone who has struggled with money management in the past, I’ve come to realize that my biggest obstacle is not lack of knowledge, but rather my own avoidant tendencies. It’s a habit that has cost me dearly, from forgotten credit card bills to missed health insurance payments.

The Weight of Avoidance

I’ve learned that my avoidance stems from a toxic mix of laziness and anxiety. When faced with a financial task, I often put it off, fearing the consequences of my mistakes. This avoidance leads to feelings of guilt and shame, making it even harder to tackle the problem head-on. It’s a vicious cycle that has put me in harm’s way, both financially and medically.

Seeking Help and Accountability

So, what’s changed? For starters, I’ve outsourced tasks that I’m not good at, like taxes. Hiring an accountant has been a game-changer, saving me time, money, and mental energy. I’ve also enlisted the help of loved ones to keep me accountable. Whether it’s a parent, sibling, partner, or friend, having someone to report to and discuss my financial goals with has been instrumental in staying on track.

Radical Honesty

The most significant shift, however, has been my commitment to radical honesty about my finances. When I make a mistake, I own up to it immediately. I share my financial journey with transparency, including my successes and failures. This honesty has liberated me from the fear of judgment and shame, allowing me to take full ownership of my choices.

The Power of Vulnerability

By being open about my financial struggles, I’ve discovered that vulnerability is a powerful tool. It’s okay to say “I can’t afford that” or “I need to be more careful with my spending.” In fact, it’s essential to break free from the pressure to keep up appearances of financial ease. Honesty has given me the freedom to make conscious choices about my money, rather than trying to impress others.

A Work in Progress

I’m not perfect, and I still make mistakes. But I’m actively working to overcome my avoidant tendencies, and I’m committed to staying accountable. By sharing my story, I hope to inspire others to do the same – to talk openly about their financial struggles and to seek help when needed. After all, honesty is half the battle in achieving financial freedom.