She Strengthens

Breaking Free from Financial Insecurity

Growing up, I never thought of myself as poor. We didn’t have much, but my mom worked hard to provide for our family. I remember one winter when our landlord, a kind man, helped us out by giving us a good deal on rent. We had to get creative with heating our house, using the oven to warm up the bedrooms upstairs while we slept. Despite the struggles, I never felt like I was missing out.

A New Chapter: Middle School and Beyond

Things changed when my mom got remarried and we moved into a house. We started to enjoy some comforts, like TVs in every room and the latest technology. I even joined an organized sport and devoted time to marching band, activities that cost money but were worth it. My friends lived in big houses with their own rooms, while I shared a room with my brother. But I didn’t feel like I was struggling as much as others during the recession.

College Bound

When I got to college, I was invited to events and received mailings that made me believe I could attend a prestigious college without breaking the bank. Luckily, my university had a generous financial aid program, and I didn’t need to take out loans my freshman year. My dad set up a payment plan to cover the remaining balance, and I landed a work-study job. But despite having some financial security, I still had to navigate unexpected expenses like shoes and textbooks.

The Reality Check

It wasn’t until I graduated with barely any money in my account and my parents couldn’t help me move that I realized I didn’t have a clear understanding of my financial future. I had made over $5,000 in college, but I hadn’t saved much of it. My mom never taught me how to budget, assuming I was financially independent because I didn’t have credit card debt. But the truth was, I was still relying on my parents for support.

The Struggle is Real

Now that I’ve graduated, I’m faced with the harsh reality that my friends from more affluent backgrounds have a safety net that I don’t. They can talk to their parents about their financial struggles, but I don’t have that luxury. I’m stuck between two worlds: my humble upbringing and my privileged college experience. I’ve taken a job in service, which means I don’t make a lot of money. But it’s a choice I’m proud of, because it’s brought me back down to earth.

Finding Gratitude

Growing up poor is a part of my identity, and it always will be. It means I’m frugal and scared to spend money. But it also means I appreciate the sacrifices my parents made for me. When the pressure becomes too much, I practice gratitude. I remind myself of all the blessings I’ve received and how fortunate I am to be in a position to help others. It’s not easy, but it’s worth it.