She Strengthens

Breaking Free from Student Loans: A Journey to Self-Discovery

The Weight of Debt

My life with student loans was a constant struggle. The anxiety and depression that came with owing nearly $40,000 was suffocating. Watching the interest grow, especially on my 13% loan, was infuriating. I knew I had to take action, so I created a plan to pay off my loans as quickly as possible.

A Laser Focus on Debt Freedom

I lived with my sister for three months to save money, worked multiple jobs, and cut back on expenses. My sole focus was on becoming debt-free. I was determined to pay off my loans, and every fiber of my being was dedicated to achieving this goal.

The Belief Behind My Motivation

As I looked back on my journey, I realized that my motivation stemmed from the belief that happiness was on the other side of my student loan debt. I thought that once I paid off my loans, I would finally be happy and content. I envisioned a life free from financial stress, where I could afford a luxurious lifestyle and earn the respect of others.

The Reality of Debt Freedom

But when I finally paid off my last student loan, my life didn’t drastically change. I still had to work, pay bills, and deal with everyday worries. I was still anxious about money, even though the anxiety was different. I realized that paying off my student loans was just one part of the equation. I had to learn to be happy with my life, regardless of my financial situation.

Lessons Learned

My journey taught me a valuable lesson: if you’re not happy with your life before achieving a goal, you won’t be happy with your life after achieving it. I had tied my self-worth and happiness to meeting my goal, but that wasn’t sustainable. I had to learn to find happiness in the present moment, even with debt.

Embracing Balance

I wish I had struck a balance between debt payoff and living. I wish I had allowed myself to be happy, free, and have fun, even with debt. I had made myself miserable to reach my goal, and that misery intensified when I realized that my life wasn’t perfect after paying off my loans.

The Truth About Happiness

Happiness is not on the other side of student loan debt. It’s not about achieving a specific goal or milestone. Happiness is about finding contentment in the present moment, regardless of your financial situation. You are worthy of love and respect, with or without debt.

Living a Fulfilling Life

Don’t let student loans hold you back from living your life. Allow yourself to take calculated risks, pursue your passions, and find joy in the journey. You don’t have to be debt-free to live a fulfilling life. Learn to love yourself and be content, even with student loan debt.