Elevating My Finances at 33
As I celebrated my 33rd birthday in March, I decided to gift myself something truly valuable: a thorough examination of my financial health. Instead of splurging on material possessions, I set out to assess my financial situation and create a roadmap for the future.
Taking Stock of My Career
With my six-month performance review approaching, I prepared by brainstorming questions to ask my supervisor. I wanted to ensure I was on track to meet my goals and receive a positive evaluation. By seeking constructive feedback, I gained valuable insights into my strengths and areas for improvement. This proactive approach has already started to pay off, and I’m confident it will lead to good news at my next review.
Credit Report Check-Up
As I prepare to enter the world of homeownership, I knew it was essential to review my credit reports. I obtained my free reports from Experian, Equifax, and Transunion and spent a weekend carefully examining them. Fortunately, everything was in order, and I felt secure enough to apply for a mortgage. The experience was a huge relief, and I’m thrilled to have received my first pre-approval letter.
Freelance Work Evaluation
I also dedicated time to reassessing my freelance work, including the clients I work with and the projects I take on. This introspection helped me identify opportunities for growth and rate increases. I’ve compiled a list of potential clients to reach out to and am refining my pitches. Additionally, I’ve adjusted my approach to saving my freelance earnings, now allocating more towards my house fund.
A Birthday Gift Worth Celebrating
While this financial self-reflection may not have been the most glamorous birthday gift, it’s proven to be incredibly empowering. By taking control of my finances and creating actionable plans, I feel more confident and prepared for the future. As I continue to navigate my 30s, I’m excited to see the positive impact these changes will have on my life.
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