Don’t Delay: The $750 Lesson in Prioritizing Adulting

The High Cost of Procrastination: A Cautionary Tale

As a young professional, moving to a new city can be overwhelming. Between finding a place to live, navigating a new commute, and adjusting to a new job, it’s easy to put off non-essential tasks. But, as I learned the hard way, neglecting important “adulting” responsibilities can have costly consequences.

The Importance of Prioritizing Healthcare

When I relocated from the East Coast to the West Coast, I knew I needed to find new healthcare providers within my existing plan. I scheduled a checkup with my doctor and dentist before leaving, giving myself six months to complete the task. However, after settling into my new life, I put off finding new healthcare providers for nine months.

A Painful Lesson Learned

My delayed dentist appointment revealed an unexpected issue: I had begun clenching my jaw at night, causing jaw pain and teeth grinding. If I had scheduled my appointment earlier, my dentist could have recommended exercises to alleviate the problem before it progressed. Instead, I needed a custom-made nightguard, which wasn’t covered by my insurance. The out-of-pocket cost? A staggering $750.

Don’t Make the Same Mistake

I regret not prioritizing my healthcare sooner. To avoid similar errors, take the time to research and find new healthcare providers as soon as possible. It’s a relatively simple process that can save you money and hassle in the long run.

Streamlining the Process

To find new healthcare providers, start by calling your insurance company to request a list of doctors or dentists in your area. Then, spend some time researching online and reading reviews before making an appointment. This process takes only a few hours, and it’s well worth the investment.

Beyond Healthcare: Prioritizing Adulting Tasks

Procrastination can have far-reaching consequences, affecting not only healthcare but also other important adulting tasks, such as filing taxes, managing your 401(k), and automating your savings. Don’t put off these essential tasks – take control of your financial and personal well-being today.

Take Action Now

I urge you to take the first step in prioritizing your healthcare and other adulting responsibilities. Make that call to your insurance company, schedule an appointment, or start researching online. Your future self will thank you.

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