She Strengthens

Getting Behind the Wheel: Overcoming Fear and Ignorance

As adults, we’ve all made mistakes when it comes to finances and becoming an adult in general. One topic that’s particularly fraught with embarrassment for me is cars and driving. Despite being a licensed driver, I’ve avoided driving for years due to negative experiences behind the wheel and as a passenger. However, I’ve come to realize that being honest about my ignorance is the first step towards improvement.

The Importance of Being Honest

In an effort to renew my interest in all things vehicular, I partnered with Progressive to get down to the essentials of car maintenance and driving. We asked our readers to send in their most embarrassingly beginner car questions, and consulted with Gary, a car expert on the West Coast. It was a humbling reminder that there’s still so much we don’t know about something we consider fundamental to daily life.

Demystifying Car Maintenance

One of the biggest obstacles to driving confidently is not knowing how to maintain our vehicles. Here are some essential tasks to keep your car running smoothly:

• Checking Engine Oil: Regularly checking your engine oil levels is crucial to prevent overheating and expensive repairs.
• Checking Tire Pressure: Proper tire pressure can improve fuel efficiency and overall performance.
• Checking Brakes: Brake pads need to be replaced every 40,000 miles or so, depending on your driving habits.
• Tire Rotations: Rotating your tires every 8,000 miles can extend their lifespan and improve overall performance.
• Quick Hits: Regularly check and top off coolant, brake fluid, and windshield wiper fluid levels.

Essential Items to Keep in Your Car

In addition to regular maintenance, it’s essential to keep certain items in your car for emergency situations:

• Jumper Cables: A dead battery can happen to anyone, so it’s crucial to have jumper cables on hand.
• Windshield Wiper Fluid: Spare fluid can ensure you can see clearly in any weather conditions.
• Water Bottles and Emergency Food: In case of an emergency, it’s essential to have basic supplies.
• Mylar Blanket: A mylar blanket can be a lifesaver in extreme temperatures.
• Flashlight: A flashlight can provide light in dark situations.
• Spare Phone Charger: A spare charger can ensure you stay connected in an emergency.
• Spare Change: Keep spare change on hand for parking or tolls.
• Wipes and Paper Towels: A clean car is a happy car!

When to Cut Ties with Your Car

Finally, it’s essential to know when to upgrade to a new car. If you’re spending over 10% of your annual income on car repairs or maintenance, it may be time to consider a new vehicle. Calculate the book value of your car and weigh it against the cost of repairs. If the repairs outweigh the value, it’s time to start saving for a new car that fits your needs and budget.