Smart Spending: Prioritizing Your Financial Well-being

Your Money, Your Choices

When it comes to personal finance, there’s no one-size-fits-all approach. What works for someone else may not work for you, and that’s okay. The key is to prioritize your financial well-being by covering the essentials: paying bills, debt, emergencies, retirement, and investments. After that, the rest is up to you.

Defining Expensive

We all have different perceptions of what constitutes an expensive purchase. For some, it might be a pricey dinner, while for others, it’s a luxury item. But when it comes to making bigger purchases, it’s essential to approach them with caution.

The $100 Threshold

To simplify things, let’s consider $100 as a benchmark for an expensive purchase. At this price point, it’s crucial to ask yourself some tough questions before handing over your hard-earned cash.

The Happiness Factor

One critical question to ask is whether you’ll be happier spending that $100 now or investing it for long-term gains. Will that instant gratification bring you joy, or will you regret the splurge later on?

More Questions to Ask

There are other essential questions to consider before making an expensive purchase. Head over to our YouTube channel, where Chelsea shares her expert advice on what to ask yourself before taking the plunge.

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