She Strengthens

Breaking Free: How I Planned My Dream Move

The Spark That Ignited My Journey

A year ago, I had a comfortable life in New York – a good job, a lovely apartment, and cherished friends. Yet, I felt unfulfilled. When my long-distance partner and I started discussing our future, I realized I had the perfect opportunity to make a change. We decided I would relocate to Chicago, but I didn’t want to rush into it without a plan.

Reflecting on My Life in New York

During those six months of deliberation, I took time to examine my life in New York. I felt like I was living someone else’s dream, not my own. I was successful, but unhappy. I would often cry listening to inspiring songs, like “How Far I’ll Go” from Moana. I saw people around me who were passionate about their work, and I wanted that for myself.

Creating a Plan

In January 2019, I started Project Relocation. I had a spreadsheet, a dream, a good-paying job, an emergency fund, and frugal habits. The first question was: How much would it cost? I calculated my savings goal, considering moving expenses, monthly expenses, and unemployment benefits. I decided to save $5,000 in six months.

Breaking Down the Costs

I estimated moving expenses, including van rental and travel costs, at around $1,200. I also factored in monthly expenses of $700, thanks to my partner’s family hosting me. To cover living expenses for five months, I needed to save $4,700. I rounded up to $5,000 to be safe.

Saving Strategically

I created a budget and tracked my spending, income, and savings. I cut back on unnecessary expenses, packed lunch, deleted food delivery apps, and started selling unwanted items. I made a protein shake for breakfast, which helped me focus on my goals. After three months, I was saving more than I needed to.

The Power of Spreadsheets

My spreadsheet became a game I was determined to win. I filed my taxes early and added the refund to my savings. By recalculating my numbers, I realized I could quit my job three months earlier than planned. This gave me a chance to enjoy a mini-retirement in New York, visit favorite places, and spend time with loved ones.

Dealing with Surprises

When unexpected events occurred, like a music festival booking up all hotels in Ohio, I relied on my buffers to handle the setbacks. By making generous estimates and planning for the unexpected, I wasn’t afraid to deal with surprises.

The Freedom to Pursue My Dreams

Thanks to my spreadsheet, modest paycheck, and dream, I enjoyed three months of freedom in New York and five months to start a new life in Chicago. I landed a job in the nonprofit world that aligns with my passions, and I’m now setting new, aggressive savings goals. Saving has become a habit I enjoy, and I’m excited to see what the future holds.