She Strengthens

Your Path to Financial Clarity Starts Here

When it comes to managing your finances, having a clear understanding of your options is crucial. At M&T Bank, we believe that seeking professional guidance can make all the difference in achieving your financial goals.

Demystifying the Role of a Financial Advisor

A common misconception is that financial advisors are only for the wealthy. However, this couldn’t be further from the truth. A financial advisor can provide valuable insights and personalized guidance to individuals from all walks of life.

What Does a Financial Advisor Do?

A financial advisor can help create a tailored financial plan, offer investment advice, and provide guidance on tax planning and estate management. They can also help you navigate complex financial decisions and provide a fresh perspective on your financial situation.

Finding the Right Financial Advisor for You

With so many options available, finding the right financial advisor can seem daunting. Here are a few tips to get you started:

• Research and interview potential advisors to find someone who understands your unique financial situation and goals.
• Check their credentials and certifications, such as the Certified Financial Planner (CFP) designation.
• Look for advisors who offer fee-only or fee-based services, depending on your needs.

Taking the First Steps

If you’re new to investing, it’s essential to educate yourself on the basics. Here are some resources to get you started:

• Watch educational videos on personal finance, such as the PBS digital show Two Cents.
• Read accessible books like Personal Finance for Dummies.
• Explore online resources and blogs, like Dumpster Dog Blog, that offer practical advice and guidance.

Get Started with M&T Securities

At M&T Securities, our experienced financial advisors can help you create a personalized financial plan tailored to your unique needs and goals. Call 800-724-7788 for a complimentary financial review or visit your local branch today to learn more.

Disclosure

Investment and insurance products are not deposits, not FDIC insured, not insured by any federal government agency, have no bank guarantee, and may lose value. Brokerage services are offered by M&T Securities, Inc. (member FINRA/SIPC), not by M&T Bank. M&T Securities, Inc. is licensed as an insurance agent and acts as an agent for insurers. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states. M&T Securities, Inc. does not provide tax advice in conjunction with the discussion of investment or insurance products. Please consult a tax advisor regarding specific tax effects.