She Strengthens

Finding the Silver Lining in Canceled Plans

As the world grapples with the unprecedented impact of COVID-19, I’m not alone in feeling frustrated and disappointed by the sudden upheaval of my 2020 plans. But amidst the uncertainty, I’ve discovered a surprising benefit: the opportunity to reassess my spending habits and make more intentional financial decisions.

The Original Expenses

Before the pandemic, I had allocated funds for several activities that are now canceled or postponed. These included:

• A £300 trip to Lisbon with my boyfriend, which we’ll receive a full refund for, thanks to ATOL protection.
• A £75 monthly gym membership for three months, which I’ve frozen, freeing up space in my budget.
• £100 for birthday celebrations, which I opted to forgo in favor of a “no spend” birthday.
• £60 for a wedding guest outfit, which I’m now reconsidering, wondering if I can repurpose something already in my wardrobe.

Redirecting My Funds

Instead of dwelling on what could have been, I’m choosing to focus on the positive aspects of these canceled plans. I’m redirecting the money I would have spent into more meaningful and long-term investments.

• Building My Moving Out Fund: With the deadline to rent our own place approaching, I’m grateful to be able to divert funds into our moving out fund. This will alleviate some of the financial strain and bring us closer to achieving our goal.
• Investing in My Health: I’ve long wanted to address my dental insecurities, but previously couldn’t justify the expense. Now, I’m viewing it as a valuable investment in my happiness and well-being.
• Indulging in Small Luxuries: To maintain a sense of balance, I’ve allowed myself to spend on a few small indulgences, like a sustainably-made workout set and a monthly subscription to my favorite content website. These treats have brightened my lockdown experience and reminded me that self-care is essential.

Regaining Control Over My Finances

While canceled plans are undoubtedly disappointing, I’ve discovered a silver lining: I now have more control over where my money goes. By reframing these setbacks as opportunities, I’m able to make more intentional financial decisions that align with my values and goals. As I navigate this new reality, I’m determined to emerge with a healthier relationship with my finances and a greater sense of purpose.