She Strengthens

The Unspoken Truth About Money and Privilege

Money is a taboo topic, and when we do talk about it, we often focus on the wrong things. We celebrate hustle and independence, but ignore the emotional burdens that come with financial struggles. The personal finance world is plagued by a lack of acknowledgment of privilege and accessibility.

A recent Twitter exchange got me thinking. Two bloggers discussed receiving parental support until age 29, with one arguing that it’s okay to accept help, while the other believed that independence breeds hunger and hustle. But what about those who don’t have the luxury of choice?

My Own Story: A Mix of Privilege and Struggle

I grew up in a single-parent household, where money was tight. I paid for my own college books and expenses, worked multiple jobs, and even received a small birthday check from my mom each year. But I’ve also experienced anxiety and financial burdens, particularly after graduating into a recession with significant student loan debt.

The Dark Side of Hustle

While my lack of support motivated me to work harder and save more, it also took a toll on my mental health. I’ve cried over money, gotten anxious about it, and even landed in therapy for six months due to the pressure. My relationship with money has shaped my life, and it’s not always been healthy.

The Importance of Honesty and Acknowledgment

It’s time to acknowledge that our emotional relationships with money are complex and varied. We need to talk about the full spectrum of dealing with money, rather than perpetuating one-sided narratives. Accepting parental support is not inherently wrong, but we must be honest about it and recognize that not everyone has the same opportunities.

Breaking Free from Toxic Narratives

Let’s break free from the toxic narratives that suggest hustle is the only way to success, and that independence is the ultimate goal. It’s time to open up the conversation and talk about the real emotional burdens that come with money. Only then can we start to build a more inclusive and supportive community around personal finance.

By acknowledging our own privileges and struggles, we can start to create a more nuanced understanding of money and its impact on our lives. It’s time to bravely face the truth and start a new conversation.