She Strengthens

Summer of Savings: 10 Essential Financial Goals to Crush

As the sun shines brighter, our wallets often take a hit. But it’s time to flip that script! With a few simple changes, you can turn this summer into a season of financial triumph.

Get Your Credit Score in Check

Take five minutes to check your credit score and set yourself up for long-term financial success. Aim to check it quarterly, and focus on raising it by utilizing a small percentage of your credit and paying off monthly balances in full.

Motivate Yourself to Save

Rename your savings accounts to reflect your goals, like “Summer Vacation Fund” or “Emergency Stash.” This simple trick will help you stay committed to your objectives.

Negotiate Your Way to Savings

Pick one big bill and negotiate a better deal. A 10-minute phone call could save you hundreds of dollars a year. Use a script or try Trim, a free app that does the negotiation for you.

Ask for a Raise

It’s time to take control of your salary. Don’t let fear hold you back – prepare and ask for a raise. You deserve it, and it’s essential for your long-term financial health.

Cook Up Savings

Discover three go-to dinner recipes that are easy, healthy, and delicious. This simple habit will help you save money and stay on track with your financial goals.

Side Hustle Your Way to Success

Turn your passion into a lucrative side hustle. Whether it’s freelancing, consulting, or coaching, use your skills to earn extra cash and boost your savings.

Calculate Your Net Worth

Take 10 minutes to tally up your assets and subtract your liabilities. This will give you a clear picture of your financial health and help you set goals for improvement.

Find a Budgeting System That Works

Experiment with different budgeting methods until you find one that fits your lifestyle. Whether it’s an app, spreadsheet, or envelope system, make sure it’s tailored to your needs.

Sell, Sell, Sell

Declutter your life and make some quick cash by selling unwanted items online or through a clothing swap. Use this extra cash to boost your savings.

Fall in Love with Financial Wisdom

Find a personal finance resource that resonates with you, whether it’s a podcast, book, or blog. Consume its content with enthusiasm and watch your financial knowledge grow.

Where will you focus your energies this summer? What money goals will you prioritize?