Breaking Free from Tithing: How I Took Control of My Finances

Breaking Free from Financial Obligations

Growing up in a strict religious community, I was taught that tithing – donating 10% of my gross income to the church – was a fundamental aspect of being a faithful member. It was instilled in me from a young age, and I remember counting out coins from my birthday money to contribute to the church. As I grew older, tithing became a fixed expense in my budget, just like rent or debt payments.

The Weight of Tithing

For many members of my former church, tithing is a significant financial burden. Imagine having to allocate 10% of your hard-earned income towards a religious organization, leaving less for personal financial goals and expenses. It’s a radical commitment that requires significant lifestyle adjustments.

A New Chapter

Five years ago, I made the decision to leave the church. It was a liberating experience, and I suddenly had control over that 10% of my income. I chose to maintain my frugal lifestyle, redirecting most of the funds towards long-held goals. I poured money into savings, and it translated into incredible opportunities. I’ve saved over $10,700 for travel, taking 18 trips in the process. I’ve also achieved milestones like buying my own home, thanks to saving for a down payment and associated fees.

Newfound Freedom

While I’ve made significant progress, I’ve also indulged in some newfound freedoms. I’ve acquired a taste for coffee, and I occasionally enjoy a drink. These small expenses add up, but they’re a far cry from the thousands I used to give away to the church. I’ve also started donating to Planned Parenthood, a charity that resonates with me.

A Brighter Financial Future

This year, I expect to have around $6,000 in discretionary income. After accounting for my new expenses, I plan to allocate funds towards topping off my emergency fund, buying a new computer, and saving for future travel. Leaving the church has had a profoundly positive impact on my financial life. I’ve been able to redirect my tithing towards meaningful goals, and I’m now in a more secure and happier place.

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