She Strengthens

Rethinking Our Budgets: The Silver Lining of 2020

The past year has brought about unprecedented changes to our lives, forcing us to reevaluate our priorities and adjust our budgets accordingly. While some of these changes may be temporary, others have become valuable habits worth keeping.

Embracing Local and Sustainable Living

For Kaitlyn, supporting small and local businesses has become a permanent fixture in her budget. By reducing her reliance on online shopping and opting for local stores, she’s not only saving time but also contributing to her community’s growth.

Giving Back and Building Resilience

Lillian has made a conscious decision to increase her charitable donations from 5% to 10% of her spending. This change has given her a sense of purpose and security, especially with her 13-month cash cushion.

Breaking Free from Unnecessary Expenses

Michelle has discovered the joys of saving money by cutting back on unnecessary expenses like office wardrobes and frequent nail appointments. By adopting a more frugal lifestyle, she’s able to allocate her resources more efficiently.

Prioritizing Health and Wellness

Trevor has made significant changes to his lifestyle, including reducing his dining out expenses, working from home, and investing in travel savings. He’s also taken to giving himself haircuts, a cost-effective and convenient solution.

Rediscovering Simple Pleasures

Barbara has found that cooking at home and exploring free entertainment options like hiking and movie nights have brought her just as much joy as expensive outings. By reducing her entertainment expenses, she’s been able to invest more in her future.

The Power of Community and Connection

Maria has come to realize the importance of supporting loved ones and friends during difficult times. She hopes that this sense of community and empathy will continue beyond the pandemic.

Finding Alternative Coping Mechanisms

Sean and Amanda have both broken free from the habit of shopping as a means of coping with stress. Instead, they’ve turned to at-home workouts, YouTube tutorials, and outdoor recreation to maintain their mental and physical well-being.

Adapting to the New Normal

Sofie has adjusted her budget to accommodate her new remote work arrangement, opting to cook at home and reduce her transportation costs. She’s also invested in a yard, which has been a game-changer for her active beagle.

Accessibility and Independence

Mercy has found that working from home has been a blessing in disguise, allowing her to maintain her independence despite her vision limitations.

Rethinking Work-Related Expenses

Adam and Jeremiah have both slashed their work clothes budgets, opting for more practical and cost-effective solutions.

Living Below Your Means

Sade has adopted a mindset of saving while paying off debt, using what she already has before buying more. This approach has helped her build resilience and achieve her financial goals.

Finding Joy in Simplicity

Julia has discovered the joy of meeting friends for grocery store beer in the park, a far cry from the expensive cocktails she used to indulge in. Corrine has invested in non-technology hobbies, finding solace in activities that bring her happiness without breaking the bank.

Diversifying and Repurposing

Daniella has taken a holistic approach to her budget, diversifying her income, walking more, and thinking twice about buying household items. By getting creative with repurposing things, she’s reduced waste and saved money in the process.