The Uncomfortable Truth About My Financial Reality
After graduating from college, I thought I had it all together. I had a job, a decent GPA, and a sense of accomplishment. But as I looked back on my college years, I realized that I had developed some harmful habits that were holding me back financially.
Living Beyond My Means
I used to think that having $100 in my checking account after paying bills was a safety net. But now, I realize that it’s not enough. With my living expenses nearly tripling, I’ve had to reevaluate my spending habits. I’ve come to terms with the fact that I’m not as financially secure as I thought.
The Myth of Self-Care
As a stressed-out college student, I turned to “self-care” products as a way to cope. But I’ve since learned that true self-care doesn’t have to break the bank. I’ve found that activities like reading, having meaningful conversations, and taking relaxing baths are free and much more effective at reducing stress.
Seeking Approval from Others
I used to make decisions based on what others would think, rather than what was best for me. I’ve learned that seeking approval from others can hold me back from pursuing my passions and goals. It’s essential to focus on what I want, rather than what others expect of me.
The Need for Perfection
I used to think that I had to have everything figured out before making a decision. But I’ve come to realize that it’s okay to take risks and try new things. Spontaneous decisions can often lead to growth and learning experiences.
The Dangers of Burnout Culture
Twice during college, I burned out from exhaustion and stress. I’ve learned that taking breaks and prioritizing mental health is essential. “Burnout culture” is unsustainable and can lead to negative consequences. It’s crucial to take care of oneself and seek help when needed.
By acknowledging and addressing these habits, I’ve been able to take control of my finances and make positive changes in my life. It’s not always easy, but it’s worth it.
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