Pursuing a Master of Social Work: One Woman’s Journey
Why Go Back to School?
Rachael, a second-year graduate student, shares her story of pursuing a Master of Social Work (MSW) degree. After completing her undergraduate degree in psychology, Rachael felt compelled to work in the counseling field and human services. However, she knew that her undergraduate degree wasn’t enough to advance in her desired career path. She took three years to explore the working world, gaining experience in counseling and thinking deeply about her goals. Rachael realized that a higher education degree was necessary to build the career she desired, and an MSW would allow her to serve her clients better by using evidence-based practices.
Financial Planning for Graduate School
To finance her graduate education, Rachael approached it in steps. She worked full-time for a few years, saving up money to pay for five non-matriculating classes, which counted towards her program once she officially joined. This strategic move allowed her to stave off typical graduate school debt. Once she enrolled full-time, she began taking out loans, focusing on paying off the interest first. Rachael emphasizes the importance of having a loan management company to track interest rates, timelines, and disbursement dates.
Balancing School and Life
Rachael has made significant sacrifices to accommodate her busier school schedule. She’s put her plans to move out on hold, opting for a part-time job as a counselor in a methadone clinic to maintain some financial flexibility. Her significant other is fully supportive of her decision, understanding that this sacrifice is necessary for her career goals.
Job Prospects After Graduate School
Rachael feels more stressed about job prospects this time around, as her MSW degree is more specialized than her undergraduate degree. She’s narrowed down her focus, putting pressure on herself to find a good job and make decent money. However, she’s hopeful and believes that her passion for being a therapist and counselor will guide her towards success.
Resources for Twenty-Somethings Considering Graduate School
Rachael offers valuable advice to those considering graduate school: take caution, think about your 5-10 year plan, and research thoroughly. She provides helpful links and resources, including tips on preparing for graduate school, smart borrowing strategies, and lifestyle changes to expect.
In the End…
Pursuing a higher education degree requires careful consideration and planning. Rachael’s story serves as a testament to the importance of following one’s passion and making sacrifices for long-term goals. With the right mindset and resources, anyone can navigate the challenges of graduate school and emerge successful on the other side.
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