She Strengthens

Welcome to a Fresh Start: Top Personal Finance Articles to Kick-Off the New Year

As we dive into the new year, many of us are reflecting on our goals and aspirations. Whether it’s saving for a big trip, paying off debt, or building a safety net, we all have something we’re working towards. For me, the key to success lies in maintaining good habits. Consistency is key, and it’s essential to focus on the small, daily actions that will ultimately lead to significant progress.

The Power of Small Habits

One crucial habit that can have a substantial impact is self-control. It’s easy to get caught up in grandiose plans, but without discipline, those plans will remain just that – plans. As Chris Reining so aptly puts it, “Getting rich means spending less than you earn and investing the difference.” It’s the small, daily decisions that add up to make a significant difference in the long run.

This Week’s Top Picks

1. Shifting Your Mindset: Gratitude over Complaining
   Mapped Out Money reminds us that complaining about our circumstances won’t change them. Instead, focusing on gratitude can be a powerful catalyst for success.

2. Cutting Out the Unnecessary
   Compounding Pennies offers a list of 59 foolish things to stop wasting your money on. From daily habits to lifestyle changes, these tweaks can add up to significant savings.

3. Transformative Reads for a Better You
   Fitnancials has curated a list of 22 transformational books to rock your 2019. Whether you’re looking to improve your personal development, health, or finances, there’s something on this list for everyone.

4. The Real Issue: Overspending
   ESI Money tackles the elephant in the room – overspending. It’s not about earning more; it’s about being mindful of where your money is going.

5. Budgeting for Success
   Well Kept Wallet provides a guide to recommended budget percentages by category. By controlling your spending, you’ll have more room to focus on your financial goals.

6. The Compound Effect of Good Habits
   Chris Reining drives home the importance of building one little habit that can net you half a million. It’s the small, consistent actions that lead to significant results.

7. The Story You Tell Yourself Matters
   Ms. Fiology explores the profound impact our mindset has on our finances. By reframing our thoughts and beliefs, we can overcome mental barriers and achieve financial freedom.

As we embark on this new year, remember that it’s the small, daily habits that will ultimately lead to success. By focusing on self-control, gratitude, and mindful spending, we can set ourselves up for a prosperous and fulfilling year ahead.