From Debt to Autonomy: A Hard-Earned Lesson in Financial Freedom

A Hard-Earned Lesson in Financial Autonomy

The Weight of Unrelenting Sadness

In 2009, I graduated from college with a journalism degree and a debilitating case of major depression. The final three months were a blur of despair, as I struggled to leave my apartment, attend classes, or even show up to my work-study job. My anxiety was palpable, and I turned to unhealthy coping mechanisms like chain-smoking and binge-eating.

Seeking Help

It wasn’t until I failed a class that I realized I needed help. I scheduled an appointment with a therapist, and for the first time, I opened up about my feelings and desires. Over the next two years, I met with her regularly, and she guided me through my depression and eating disorders. I’m eternally grateful for her support, which helped me become healthier, more self-aware, and less reclusive.

Misguided Advice

However, during one of our sessions, she suggested I pursue a master’s degree to improve my chances of getting into law school. She believed it would demonstrate my capabilities to potential law schools, despite my less-than-stellar academic record. I was hesitant, unsure if I wanted to continue my education, but she assured me it was the right path.

A Costly Mistake

In hindsight, this was terrible advice. I took her suggestion, earned a master’s degree in a field that doesn’t interest me, and now owe over $53,000 in student loans. Midway through the program, I realized my mistake, but my pride wouldn’t let me quit. I stopped seeing my therapist, lied about my grades, and fell back into depression.

A Lesson Learned

I’ve come to realize that financial decisions, especially those involving significant investments like education, must be made with careful consideration. I trusted someone else’s opinion over my own instincts, and it cost me dearly. I’ve learned to take control of my financial decisions, making conscious choices that align with my values and goals.

Breaking Free

It’s not easy to forget the weight of $53,000 in student loans, but I’m determined to move forward. I’ve taken charge of my debt, and I now make informed financial decisions that are 100% my own. I’ve learned to listen to myself, and it’s liberating.

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