She Strengthens

Breaking Free from Financial Insecurity

Growing up in a low-income household can leave an indelible mark on one’s relationship with money. For Ashley C. Ford, writer and guest on our podcast series, The Financial Confessions, this experience shaped her views on financial stability and privilege.

A Frivolous Start

Ashley recounts the day she gained control of her savings account at 18 and promptly spent the entire $12,000 within weeks. Her parents were furious, and rightfully so. Looking back, Ashley acknowledges her immaturity and impulsiveness, but also recognizes the underlying anxiety and lack of financial understanding that drove her actions.

The Privilege of a Second Chance

Ashley highlights the significance of privilege in shaping one’s financial journey. While everyone makes mistakes, those with financial stability have the luxury of learning from their errors without facing dire consequences. This privilege allows individuals to make informed choices about their spending habits, distinguishing between meaningful purchases and fleeting thrill-seeking.

Unpacking Upbringing

Ashley’s conversation with her mother reveals the complexities of discussing their financial past. Her mother, who worked tirelessly to provide for their family, struggles to understand Ashley’s perspective on their upbringing. Ashley emphasizes that both she and her mother have valid experiences and relationships with their financial situation. She acknowledges her mother’s sacrifices but also wants to acknowledge the difficulties they faced.

A Mother’s Sacrifices

Ashley’s mother, a county jail guard, worked multiple jobs to support their family of four after Ashley’s father was incarcerated when she was just six months old. Ashley recognizes the miraculous efforts her mother made to provide for them, but also wants to acknowledge the limitations and lack of options her mother faced.

The Weight of Circumstance

Ashley’s mother’s circumstances were shaped by factors beyond her control, including her husband’s incarceration and limited access to education and job opportunities. Ashley wants her mother to acknowledge these realities, rather than downplaying their financial struggles.

Healing and Reality

Ashley’s public conversations about her financial past have created tension with her mother, who wants to maintain a certain image of their family’s situation. Ashley yearns for her mother to confront the reality of their experiences and join her in healing and moving forward.