She Strengthens

This Unconventional Holiday Season: A Time for Reflection and Intentional Spending

As the holiday season approaches, many of us are rethinking our traditional celebrations and finding ways to make the most of a difficult year. For those who don’t typically exchange gifts or participate in large gatherings, this time of year can be a financial blessing in disguise.

A Season of Giving Back

One of the most significant advantages of having a job that allows me to work from home is the ability to give back to those in need. With lockdowns and restrictions affecting small businesses and restaurants, it’s more important than ever to support charitable causes. Donating to organizations that provide essential services, such as food and PPE, can make a significant difference in people’s lives. This holiday season, I’m making it a priority to look beyond our borders and support international causes, particularly in developing countries that will be battling COVID-19 for longer.

Supporting Local Businesses: A Treat for Everyone

While I’ve become quite skilled at cooking this year, I’m choosing to treat myself by supporting my favorite local bakeries and restaurants. By doing so, I’m not only indulging in some well-deserved relaxation but also helping to keep these businesses afloat during a challenging time. I’m also making a conscious effort to shop at local stores for birthday gifts and other essentials, providing a much-needed boost to these retailers during their busiest season.

Smart Savings Strategies

In a year filled with uncertainty, it’s essential to be strategic about our savings. With interest rates at an all-time low, a high-yield savings account may not be the most effective way to grow our money. Instead, I’m opting for a short-term CD, which offers a safe and efficient way to save. By pooling my savings into a CD, I’m hoping to take advantage of rising interest rates in the future and invest in a longer-term CD with higher returns.

Creating a Festive Atmosphere

Finally, I’m setting aside some money to create a festive atmosphere in my apartment, something I rarely do. From decorating a Christmas tree to experimenting with holiday cocktails, I’m embracing the spirit of the season and finding ways to stay connected with friends and family despite the distance. By doing so, I’m investing in my mental health and creating traditions that will last a lifetime.

In the end, this unconventional holiday season is an opportunity to reflect on our priorities and make intentional choices about how we spend our time and money. By giving back, supporting local businesses, saving strategically, and creating a festive atmosphere, we can turn a challenging year into a season of joy and connection.